The Effective Credit Memorandums and Financial Statement Analysis

14 Mar 2018 to 16 Mar 2018 / Frankfurt

REGISTER NOW request agenda










Banking and Finance Training Programme

The Effective Credit Memorandums and Financial Statement Analysis

The Effective Credit Memorandums and Financial Statement Analysis is a specialty program for banking professionals that are involved in the credit granting and approval process. This highly interactive course aims to dramatically improve the financial awareness of how to read and interpret financial statements.

5 Core Takeaways

  • Practical understanding and knowledge of how to read and interpret financial statements to identify risk areas for credit lending
  • Core understanding of the strengths and limitations of using a private company’s financial statements to make credit and lending decisions
  • Cash flow risk identification on loan repayments
  • Comprehensive understanding of how to write a top-notch credit memorandum
  • Ability to identify weaknesses in current risk assessment that flow to the credit memorandum

Course Objectives

The aim of this course is to have delegates use the tools at hand to assess risks and document their findings in an effective credit memorandum.  This will strengthen the risk assessment by the bank staff that are most familiar with clients’ operations so that risk is priced accordingly and risk mitigation strategies are optimized from the commencement of lending.  An integral part of the course will be reviewing a stock exchange listed entity.

Who should attend?

The course is suitable for a variety of managers at mid-level across the organization, incl.

  • Relationship Managers
  • Operations Managers
  • Back and Middle Office Managers
  • Risk Managers
  • Internal Control Officers
  • Auditors / Compliance / Accountants

Level of the Course

This course is intermediate to advanced.  Delegates attending this course are expected to be involved in credit analysis and granting decisions.  All the core concepts will be reviewed and the course will focus on case studies to apply those concepts.

Training Methodology

The course is interactive case study driven.


If you have a group of six or more, then we can design a bespoke programme to meet your business needs, including a session’s pack with examples, models, user-driven content and custom case studies to suit your business objectives.



request agenda




To make this course as In-House or for any other queries please send us an email to or register below.


Sign up to receive email updates about the event. Subscribers will receive the latest information on new training courses and special registration offers.